Non-Standard & Specialist Insurance
Cover for virtually every circumstance
We offer a comprehensive and competitive product for the most complex Non-Standard or Specialist properties.
Non Standard & Specialist insurance is cover for anything that falls outside of Standard Home Insurance limits and therefore requires bespoke cover to ensure you’re protected.
Cover built for you.
Non Standard Insurance
Examples include:
- Non-Standard construction
- Unoccupancy or Second/Holiday homes
- Previous subsidence or flooding
- Unspent criminal convictions
- Listed buildings
- Where building works are taking place
Property Owners
Examples include:
- Buy to Let portfolios
- Commercial properties
- Block of flats
- Industrial properties
- Commercial – Residential mix
- Where building works are taking place
Business Insurance
Examples include:
- Public Liability for over 500 different trades
- Employers Liability
- Business equipment
- Shops & offices
- Commercial combined
High Net Worth
Examples include:
- Properties with a sum insured over £1million
- Over £100,000 of contents
- Specified items individually valued over £20k
- Antiques and/or Fine Arts
We work with established and financially strong insurers to give you peace of mind that you’re protected by experienced and trusted partners.
Resources hub
For further information regarding our policies including a full list of inclusions and exclusions, visit the resources hub to find key policy documents all in one place.
